- The Debtor cannot maintain a “minimal” standard of living for the debtor and their dependents, based on their current income and expenses, if they were forced to repay the student loans.
- Additional circumstances exist which indicate that this state of affairs is likely to persist for a significant portion of the student loan repayment period.
- The debtor has made good faith efforts to repay the student loans.
Written By: Alyssa Collera-Wineski
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